Build, Protect & Grow Your Wealth With Confidence
Helping professionals, families and business owners create personalised financial strategies for every stage of life.
Meet Mogapi Khozi
For Mogapi, financial planning has never been about products. It's about people — the couple planning their first home, the founder building something meaningful, the parents quietly preparing a legacy for the children they love.
As a Private Wealth Planner affiliated with Sentinel Risk & Wealth, Mogapi partners with South African professionals, families and business owners to translate complex financial decisions into clear, personalised strategies. Every plan begins with listening, and every recommendation is grounded in what matters most to you.
The result is a long-term relationship — not a transaction — designed to give you confidence today and security tomorrow.
Guidance for every stage of your life
Rather than selling products, Mogapi walks with you through the journeys that matter — from your first serious investment to the legacy you leave behind.
Build Wealth
Investment planning, savings strategies and tax-efficient investing designed to compound over time.
- Investment planning
- Savings strategies
- Tax-efficient investing
Protect Wealth
Life, income, disability and critical illness cover so a single event never derails your plans.
- Life cover
- Income protection
- Disability & critical illness
Prepare for Retirement
Retirement planning and income strategies that let you retire on your terms, not by default.
- Retirement planning
- Retirement annuities
- Income planning
Protect Your Legacy
Estate planning, trusts and wills to transfer wealth with clarity, dignity and intention.
- Estate planning
- Trusts & wills
- Legacy strategies
Business Planning
Assurance and structures that protect the people who built the business — and the business itself.
- Business assurance
- Key person cover
- Buy & sell, employee benefits
Begin with a conversation
A complimentary financial review is the simplest way to explore what matters — and where a personalised plan could take you.
Through Sentinel Risk & Wealth, clients have access to trusted financial solution providers, including Old Mutual, so recommendations can be tailored to what genuinely fits your goals.
An advisor who stays for the journey
Personal advice
Every strategy is shaped around your goals — never off a shelf.
Trusted relationships
Advice built on listening first, and staying present through every season.
Tailored planning
Personalised roadmaps that reflect your family, business and ambitions.
Regular reviews
Your plan evolves with your life — reviewed, refined, and kept on track.
Professional guidance
Complex ideas explained simply, so you always feel in control.
Long-term partnership
A relationship measured in decades, not transactions.
A clear path, from first conversation onward
Financial planning shouldn't feel intimidating. Here's exactly how we work together.
Reach out to schedule a complimentary, no-obligation conversation.
We explore your life, priorities and what financial confidence looks like for you.
A tailored strategy is designed around your goals, timeline and family.
We put the right structures in place — with clarity, care and precision.
Ongoing reviews keep your plan aligned as your life and markets evolve.
“Financial planning is not about buying products. It's about building a strategy that gives you confidence today and security tomorrow.
Trusted by clients across South Africa
“Mogapi took the time to understand our family before he ever mentioned a plan. Two years on, we finally feel in control of our financial future.”
Insights to help you plan with clarity
Complimentary guides written to make sound financial thinking accessible.
Ten essentials to review before you retire.
A quick self-assessment of where you stand today.
Wills, trusts and how to plan a lasting legacy.
Tax-efficient investing for long-term compounding.
Considered financial thinking, straight to your inbox
Occasional notes on markets, planning and long-term wealth. Never spam.
Answers to the questions we hear most
Have another question? Reach out directly — Mogapi personally responds to every enquiry.
Get in touch
Ready to take control of your financial future?
Book a complimentary, no-obligation review with Mogapi. One conversation is all it takes to see what personalised financial planning could look like for you.